Ray Chouinard is an experienced, efficient, and courteous mortgage Loan Officer specializing in Topsfield and neighboring areas. Ray works hard to provide you with the best purchase or refinance home loan options and rates, and to close your loan quickly and smoothly.

With Ray Chouinard as your Loan Officer, you'll receive:

• The expertise of a consummate professional with several years of mortgage lending experience

• The power of a proprietary loan search engine that searches through thousands of loan programs to find the best rates and terms for your unique needs

• The strength of a lender ranked in the top 1% of all mortgage companies nationwide for closed loan volume

• The peace of mind that comes from working with a lender that has one of the nation's highest application approval rates

• The commitment of our Heroic Customer Service Guarantee^SM